Don't let the absence of a reliable ATM undermine your profitability.
Retailers operate on the thinnest of margins, where maximizing revenue by square-foot is critical. ISA-Ecash has decades of experience providing merchants with cost-effective, hassle-free access to cash that enables customers to spend more on site. From ATM set-up and maintenance to transaction processing and cash services, ISA-Ecash can deliver the right ATM solution to help your business benefit from a monthly stream of additional profits. Turn to us for:
Choosing the right ATM
Maximizing surcharge revenue
Operational management, including reliable
connectivity to all major banking networksAll ongoing maintenance
Cash services
Service Options
Choose the option that’s right for you.
Turnkey Package
The Turnkey Package is your best option for hassle-free ATM ownership, where you can minimize your operational worries and cash liabilities and still receive a portion of the surcharge revenue.
Merchant Cash
If you are a great multitasker that likes to stay on the move, then go for the Merchant Cash option. You provide your own cash and load the ATM and receive more of the surcharge revenue.
Merchant ala Carte
If you want to dip your foot in the water but not ready to dive all the way in, simply elect the services you wish to manage and ISA-Ecash will take care of the rest while still generating recurring revenue for you.
Getting started
The right partner to get you up and running, fast and easy.
Choose an ATM
ISA-Ecash is happy to help every step of the way, starting with recommending the right machine for your location. Whether you need a light or heavy duty unit, new or used, we have most systems either in stock or available within 2-3 weeks.
Set a Surcharge
Establishing the optimal surcharge for your location provides a revenue stream to defray the purchase cost and ongoing operation of your ATM. A typical site might have a surcharge of $2.50 and average 200 withdrawals each month, generating a monthly income of $500.
Connect to the Network
ISA-Ecash arranges to connect your ATM to all the major banking networks so that any customer with a debit or credit card can connect to the appropriate financial institution to withdraw funds.
ISA-Ecash is a registered ISO for Citizens Bank, N.A., Providence, RI.
Monitor and Maintain
Each month ISA-Ecash generates a report detailing the previous month's daily transaction activity as well as the accounting for the revenue and expense for that month. Even better, this report comes with a check for the balance of surcharge fees collected, minus any service fees per the Processing Agreement.
Frequently asked questions
What’s the right ATM for my location?
ISA-Ecash has a selection of new and used ATMs. We can help you select the best ATM for your location depending on your budget and expected volume of transactions.
Do I need to pay for cash services?
If you can provide your own cash and load the ATM, this can be the most economical arrangement that returns the majority of the surcharge to you. If not, we offer cash services to make sure your ATM is always operational.
What do I need to know about banking regulations?
There are a variety of state and federal banking regulations that must be obeyed in order to operate an ATM. These regulations include labels of specific content and sizes that must appear on the body of the ATM along with annual registration of the ATM location. ATMs are regulated by state and federal banking regulations. Additional paperwork includes a Processing Agreement, a Patriot Act form and picture ID (from which a background check will be done), Addendums covering sponsorship and cash services, and, if necessary, your bank account information for settling cash to your account.
How do I maintain my ATM?
ISA-Ecash has a network of maintenance companies that are contracted to provide ATM repair services as needed. These can be employed on a “per call” basis or as part of a monthly maintenance program – all of this can be discussed when setting up your initial Processing Agreement and can be changed later as needed.
How much can I earn from my ATM?
Profit from an ATM is determined by the surcharge amount, withdrawal transactions, and the level of service support required to keep the machine operational. Some merchants elect to provide their own services and maximize the return on their investment, while others will outsource as much as possible. ISA-Ecash can provide the appropriate level of service to satisfy your specific needs.